What are the cheapest cars to insure?

Whilst affordability has always been the pursuit of first-time drivers, it’s something that weighs heavier on the mind of every motorist as the cost of living, as well as running a car, increases by what feels like the month! One way you can save money, particularly if you’re carefully choosing your next car, is on your insurance premiums. 

You can do this by researching which insurance group your potential new model fits into, to give you an idea of how much it will cost. Of course, premiums will depend on your car usage, insurance history, and even where you live, but the type of car you drive comes into it too. Here are some of the cheapest cars to insure right now… 

Volkswagen Polo 

They’re a best-selling hatchback, and if you find yourself with a 1.0-litre version, you should also be in with a chance of having lower insurance premiums. This engine size puts the Volkswagen Polo in insurance group 1, which is the cheapest, and with reliability, a decent interior and some great tech included in the Volkswagen Polo, you could do a lot worse for your next hatchback. 

Kia Picanto

If you’re often zipping around town, the Kia Picanto is the four-wheeled friend for you, and it’s pretty positive on your pocket too in terms of insurance. The 1.0-litre models sit within insurance category 1, making them a very cheap option for city commuters and those looking for an economical runaround. 

Ford Fiesta

Ford has really made the Fiesta irresistible; it presents as a car that’s fun to drive and fitted with plenty of tech, with engine sizes that still put it on the cheaper side of insurance premiums. Since their facelift, they’re pretty easy on the eye too - no wonder they’re one of the UK’s most popular cars!  

Renault Clio

The Renault Clio is definitely cool again, and the 1.0-litre turbocharged engine will still see you saving money on your car insurance compared to those models with something bigger under the bonnet. Ideal for both around-town driving and even the occasional blast on faster roads, the Clio is a good economical all-rounder. 

Hyundai i10

If you’re looking for something affordable and functional without compromising on a bit of style, the i10 is definitely one to consider. You’ll not only enjoy easy parking and low service costs, but low insurance premium too - it fits into the lower categories!